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Legal information

6 Rue Paul Baudry
75008 Paris – France
Phone: 00 33 1 53 43 20 80
Fax : 00 33 1 53 43 20 90

SGP agrément AMF n°02-008
e-mail : contact@eraam.com

Preliminary Information
Please read this page before proceeding, as it explains certain legal and regulatory restrictions which apply to the information contained, the types of investors, the jurisdictions and investment products referred to within this website.
No consideration to access to following information should be made without thoroughly reading the above, warnings, disclaimers risk disclosure information.
If you whish to continue and have access to the website information, you are implicitly stating that you are a person of the type described in the text below, and that you believe that the information made available by ERAAM website in the side was designed to your attention and you agree to be bound by all these terms and conditions. If you are not such a person, please do not proceed further.

1. Introduction
This information contained in the private sections of this website (restricted access with personal login and password) is being made available for the benefit of the present members of Europanel Sicav (collectively, the ‘Funds’) and such other persons expressly authorized by the Funds to receive such information, provided that such Members and other persons are not prohibited under the applicable laws of their citizenship, domicile or residence from receiving such information. No other persons are authorized by the Funds to receive such information.

2. The website
This website is not an Offer or Solicitation to subscribe for shares in any ERAAM Europanel Fund of Funds.
The information contained within these pages is by way of information only. Any person considering investing in ERAAM funds should obtain and read a copy of their current prospectus.

Please note that it is not possible to enter into any transactions with ERAAM Funds through this web site.

3. Jurisdictions
The distribution of the Prospectus of the Europanel Company and the offering of the Shares is restricted in certain jurisdictions. It is the responsibility of any persons wishing to make application for Shares pursuant to this Prospectus to inform themselves of, and to observe, all applicable laws and regulations of any relevant jurisdictions. Prospective subscribers for Shares should make themselves aware of the legal requirements with respect to such application and any applicable taxes in the countries of their respective citizenship, residence or domicile.
3.1. Jurisdiction in which the Shares of the Company are available for public distribution is Luxembourg
3.2. Jurisdictions in which the Shares of the Company are not available for public distribution: examples
3.2.1. Information for US persons :
We regret to inform you that the Shares of Europanel have not been yet registered under the Investment Company Act of 1940. The Shares of the Company may not be directly or indirectly offered or sold in the United States of America or any of its territories or possessions or areas subject to its jurisdiction or to or for the benefit of nationals or residents thereof, unless pursuant to an exemption from registration requirements available under U.S. law, any applicable statute, rule or interpretation. Applicants for Shares may be required to declare that they are not U.S. persons (as defined in the Articles of Incorporation of the Company) and are not applying for Shares on behalf of any U.S. person.
As a result, we are unable to grant you access to our web forwared you any further information about our funds.
We sincerely regret any inconvenience caused and hope for your understanding. We would like to take this opportunity now of thanking you for the interest that you have shown in our site.
3.2.2. Information for UK persons :
The Shares of the Europanel Company are not recognized schemes for the purposes of the Financial Services Act 1986 of the United Kingdom. Accordingly, the distribution of the information contained herein may only be made to persons in the United Kingdom permitted under the Financial Services Act (or the regulations made thereunder) to receive it, and the shares in the Funds may only be otherwise promoted in the United Kingdom by authorized persons under such Act. The information contained in this service is not intended for distribution to anyone in any jurisdiction to anyone in any jurisdiction where such distribution is not authorized or to any person to whom it is unlawful to make such distribution. Persons in receipt of the information contained herein are therefore required to inform themselves about and observe such restrictions.

4. Information Disclosure
4.1. The information contained within this pages is produced for information purposes only and does not form the basis of or be relied upon in connection with any contract or commitment whatsoever or be taken as investment advice or service.
4.2. The information of this site is provided by ERAAM portfolio managers under their own responsibilities. ERAAM does not warrant the accuracy of the materials provided herein, either expressly or implied, for any particular purpose and expressly disclaims any warranties of merchantability or fitness for a particular purpose.
Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, ERAAM can not and does not guarantee the accuracy, validity, timelines or completeness of any information or data made available to you for any particular purpose.
4.3. ERAAM will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site.
4.4. The information contained in this service is relevant as of the dates expressly stated herein and no implication.

5. Risk Disclosure
All investments involve risk. The NAV of the ERAAM funds therefrom can go down as well as up, and you may not get back the full amount invested. Past performance is no guarantee of future performance. Currency fluctuation may affect the value of overseas investment. In emerging markets, the risks can be greater than in developed markets.
Current tax reporting, levels and relieves in respect of any investment made in the products mentioned herein may vary and will depend on your personal circumstances.

6. Liabilities
Neither ERAAM, Europanel nor any of its affiliates, directors, officers or employees, nor any third party vend or will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure of interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of ERAAM, Europanel Sicav or of any vendor providing software or services support. In no event will ERAAM, Europanel Sicav, its affiliated or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if they or any other party have been advised of the possibility thereof.

7. Use of Links
Should the viewer leave this site via a link contained herein, and view content that is not provided by ERAAM, the viewer does so at its own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by ERAAM.  ERAAM is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. ERAAM makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

8. Copyright
If you download any information from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
All rights to trademarks, trade names, copyrights, patents and other intellectual property rights in the information on this website are reserved to ERAAM.

9. Other Notices
If you are in any doubt about any information on this website, please consult your stockbroker, accountant or other financial adviser.

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